Job Details Job Location: Remote - Perryville, MO Salary Range: Undisclosed Description Working at The Bank of Missouri At The Bank of Missouri we know it takes great people to support the communities we serve! We are passionate about caring for people and communities, and know how to recognize and reward our employees for their talent and contributions. When you work at The Bank of Missouri, you not only get to help others, but you also get the resources, opportunities and support to grow your own career. About our Company Staying in business for more than 130 years is hard. Really hard. If you think about it, we’ve endured many events, like the Great Depression and two World Wars. We’ve survived and thrived, thanks to our great customers and communities. We were founded on core values of accountability, community service and financial conservatism. Those principles are the reason we are still in business today. Caring for people and communities is our foundation! We’ve built a reputation of being financially secure and community focused. We are an independent community bank and fully intend to stay that way. We are big enough to accommodate any financial need, yet small enough to give every customer the personal treatment they deserve. About this job: The Senior Appraisal Review Officer is responsible for overseeing the appraisal review department. The department bids, orders, and reviews real estate appraisals and completes evaluations. Reviews are documented to ensure accuracy, quality, and compliance with regulatory standards and bank policies. This role requires an understanding of appraisal methodologies, market trends, and valuation principles. The Senior Officer will also lead staff and contribute to the development of appraisal review department policies and procedures. Here are some of the great benefits you will enjoy as a member of our team: • Competitive Salary • Personal paid time off, as eligible and paid holidays • 401K and Employee Stock Option Plan, as eligible • Generous medical, dental, vision, life and disability insurance • Fitness reimbursement • Learning, development and growth opportunities As a Senior Appraisal Review Officer you will: Bid and order in-house and secondary market real estate appraisals from state-certified or licensed appraisers. Review appraisals on these commercial, agricultural, and residential real estate loans for completeness, accuracy and compliance. • Determine the utilized scope of work is appropriate for the appraisal request, acceptable methodologies are included, and conclusions are adequately supported with relevant market data. • Identify errors, omissions, or inconsistencies in appraisals and effectively communicate revision requests to appraisers to obtain acceptable reports. • Ensure the appraisal meets bank policy and regulatory requirements. • Collaborate with internal teams to address any appraisal questions, concerns, or reconsideration requests. • Complete checklists on reviewed appraisals to document an opinion on the quality and reliability of the appraisal. Prepare evaluations using established criteria for new loans and loan renewals/modifications of residential, agricultural, and commercial property. This may include utilizing current financial information to provide an updated income approach and/or gathering appropriate comparables for the sales comparison approach. Review evaluations prepared by other appraisal review personnel for completeness, accuracy, and compliance. Lead resolution of all Reconsideration of Value requests, including communicating with internal teams and appraisers, and maintain corresponding documentation. Ensure work performed and reviewed is accurate, complete and adheres to bank policy, regulatory requirements, secondary market expectations, and all other applicable guidelines. Answer internal questions on appraisal and evaluation requirements and corresponding documentation needed to comply. Oversee work completed by the appraisal review team. Monitor team workload and recommend adjustments to be made, as needed, to better balance duties. When warranted, recommend department efficiencies and improvements. Maintain the approved appraiser list and lead the annual review and Board approval of it. This includes ensuring independent review of appraisers on the list and making recommendations for any updates needed to it. Stay current with appraisal industry trends, regulatory changes, and best practices. Lead refining and updating appraisal review department procedures and documentation, as needed. Lead periodic review of bank appraisal policy and provide any recommended updates to it. Represent the Bank in industry and professional associations, community organizations, local business groups, etc., and promote the Bank's favorable image. Qualifications for Success: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. EDUCATION and/or EXPERIENCE Bachelor's degree from four-year college or university plus additional real estate or real estate lending experience; or four to five years real estate or real estate lending experience and/or training; or four to five years real estate appraisal or evaluation experience; or equivalent combination of education and experience. Must have comprehensive knowledge of real estate appraisal practices and techniques. Knowledge of bank regulatory requirements is strongly preferred. This is a remote position. If office space is available in one of the bank’s facilities, accommodation for an office in the location will be considered if requested by the position. The candidate must reside in Missouri and be familiar with Missouri real estate markets. The Bank of Missouri is an Equal Opportunity Employer Qualifications Qualifications for Success: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. EDUCATION and/or EXPERIENCE Bachelor's degree from four-year college or university plus additional real estate or real estate lending experience; or four to five years real estate or real estate lending experience and/or training; or four to five years real estate appraisal or evaluation experience; or equivalent combination of education and experience. Must have comprehensive knowledge of real estate appraisal practices and techniques. Knowledge of bank regulatory requirements is strongly preferred. This is a remote position. If office space is available in one of the bank’s facilities, accommodation for an office in the location will be considered if requested by the position. The candidate must reside in Missouri and be familiar with Missouri real estate markets. The Bank of Missouri is an Equal Opportunity Employer Apply tot his job