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External Wholesaler, Annuities

March 6, 2026

The Opportunity We’re growing and our clients deserve the best. We are building a dynamic team of external wholesalers to drive the sales of MassMutual’s Annuity Distribution to third party distributors. We are looking for a dynamic External Annuity Wholesaler. In this role you will build and grow relationships across our channel with Banks, Credit Unions, Wirehouse, National/Regional Broker Dealers, and Independent Broker Dealers in GA, TN, AL, and KY. You will possess an entrepreneurial spirit, while striving for excellence. You will be responsible for territory production in partnership with an internal wholesaler, drive financial professional annuity penetration rates, and promote diversity of products sold through third-party distributors. You will have a strong desire to broaden financial wellness in a learning environment while providing education to communities throughout the assigned territory. The Team We have assembled a team of industry leading professionals making up our internal sales, key account management, advanced sales, and sales enablement & marketing teams. The team has a track record of focusing on the customer, collaboration and achieving sales results. The team is entrepreneurial in spirit and doesn’t back away from a challenge. The team has built a great sense of community and desire to execute since the MMSD division was established in 2021. The Impact As the External Wholesaler, MMSD Annuity Distribution, key responsibilities & competencies include but not limited to: <ul><li>Proactively develop, maintain, and grow annuity sales relationships with financial professionals of the Territory through ongoing financial professional profiling, continual relationship-building, and refining and refreshing financial professional base. This is done via in-person and virtual meetings, while documenting activities in Salesforce.</li><li>Execute on specific territory sales goals, activity expectations, and territory management with banks, credit unions, wirehouse, national/regional broker dealers, and independent broker dealers to maximize opportunities. </li><li>Develop and execute a strategic territory business plan, coordinate linkage between segmentation strategy and zones/rotation execution to drive top line revenue and sales results. Complete minimum of 20 in-person meetings per week.</li><li>Deep understanding and knowledge of annuity products, positioning, associated riders, and sales concepts while gaining industry knowledge and insights on market trends, demonstrate understanding of the annuity industry and competitive landscape. Subject Matter Expert for MMSD Annuity products and positioning, be viewed as a resource for financial professionals for competitive situations.</li><li>Understand the selling process, including questioning techniques to discover and confirm client needs, strong listening skills, acknowledging of client questions, concerns, and overcoming objections. Demonstrate proficiency of sales presentations skills, both virtual and in person, demonstrate advanced presentation skills for variety size of audience, ability to present with a high degree of audience participation and buy-in. Possess experience with a variety of presentation medium (Zoom, PowerPoint, etc.).</li><li>Communicate confidently with your customer base to drive sales in partnership with your territory’s internal wholesaler, speak & present ideas effectively, communicating in person, virtually, in writing, phone, e-mail, and other methods, possess effective conflict resolution.</li><li>Effectively partner with internal wholesaler, new business, key account manager team, and relationship management team on escalations/prioritizations in territory to achieve goals. </li></ul>The Minimum Qualifications <ul><li>3+ years of experience in annuity wholesale distribution</li><li>1+ years of experience in an external wholesaling position or 5+ years of experience in annuity wholesale distribution</li><li>2+ years of experience with Word, Excel, PowerPoint, and Salesforce as well as various internet search tools</li><li>State Life and Health License at time of application</li><li>FINRA Series Licenses 6 or 7 at time of application</li><li>State Securities License Series 63 license at time of application</li><li>High School Diploma</li><li>Ability to travel upwards of 90% within territory</li><li>Reside in within the territory AL, GA, TN and KY </li></ul>The Ideal Qualifications <ul><li>Bachelor’s degree.</li><li>Experience in all channels of annuity distribution, especially variable annuity distribution.</li><li>5+ years of experience in annuity wholesale distribution.</li><li>2+ years of experience in an external wholesaling position.</li><li>Possess excellent oral and written communication skills, interpersonal and customer service skills.</li><li>Possess excellent public speaking skills and presentation skills to groups of varying sizes in person and virtually. </li></ul>Compensation: $65K-$100K base range plus sales-based incentive opportunity resulting in a total target compensation package of $200K-$400K. What to Expect as Part of MassMutual and the Team <ul><li>Regular meetings with the MMSD Annuity Distribution Team</li><li>Focused one-on-one meetings with National Sales Manager</li><li>Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQIA+, veteran and disability-focused Business Resource Groups</li><li>Access to learning content on Degreed and other informational platforms</li><li>Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits. </li></ul>MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need. California residents: For detailed information about your rights under the California Consumer Privacy Act (CCPA), please visit our California Consumer Privacy Act Disclosures page.

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Common Interview Questions And Answers

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The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

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This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...